Looking for a guaranteed banking career with one of India’s leading private sector banks? The Kotak NextGen Bankers Program, in association with UNext Manipal Academy of BFSI, offers a cutting-edge Direct Entry initiative designed to nurture emerging talent in the banking industry.
✅ ₹5,00,000 CTC + Performance Linked Pay
✅ ₹1,50,000 Assured Bonus (based on performance)
✅ ₹3,20,000 Earn While You Learn during program
✅ PG Diploma in Relationship Banking from Manipal Academy of Higher Education (MAHE)
✅ 100% Job Assurance with Kotak Mahindra Bank
Program Overview – At a Glance
- Program Name: Kotak NextGen Bankers Program
- Bank Partner: Kotak Mahindra Bank Ltd.
- Training Partner: UNext Manipal Academy of BFSI, Bengaluru
- Certification: Post Graduate Diploma in Relationship Banking from MAHE (Ranked 3rd in NIRF University Category)
- Job Role: Elite Relationship Manager – Household/Business Banking (Deputy Manager)
- CTC After Placement: ₹5,00,000 Per Annum + Performance Linked Pay
- Assured Bonus: ₹1,50,000 (based on performance)
- Earn While You Learn: ₹3,20,000 during the program
- Program Duration: 12 Months (4+2+6 structure)
- Program Fee: ₹2,80,000 (Inclusive of Taxes)
Program Features – What You Get
Stage 1: Classroom Training (4 Months)
- Location: Manipal Campus, Bengaluru
- Stipend/Salary: ₹5,000 per month
- Activities: Banking fundamentals, sales training, relationship management
Stage 2: Internship (2 Months)
- Location: Any Kotak Branch/Office in India
- Stipend/Salary: ₹25,000 per month
- Activities: Practical banking experience, customer interaction
Stage 3: On-The-Job Training (6 Months)
- Location: Any Kotak Branch/Office in India
- Stipend/Salary: Full CTC Structure
- Activities: Real-world banking operations, sales targets
Total During Program (12 Months)
- Earnings: ₹3,20,000
Post-Placement CTC (Ongoing)
- Location: Kotak Bank Branches
- CTC: ₹5,00,000 PA + Performance Pay
- Role: Elite Relationship Manager
Investment & Returns – Complete Financial Picture
Program Fee Breakdown
- Program Fee: ₹2,80,000 (Inclusive of Taxes)
- Covers:
- Boarding & Lodging at Manipal Campus
- Android Tablet for learning
- Health Insurance during program
- Training materials & faculty
What You Earn During the Program
- Classroom Training (4 Months): ₹5,000 × 4 = ₹20,000
- Internship (2 Months): ₹25,000 × 2 = ₹50,000
- On-Job Training (6 Months): Part of CTC structure
- Total Earnings During Program: ₹3,20,000
Post-Placement Package
- Base CTC: ₹5,00,000 Per Annum
- Performance Linked Pay: Variable (based on targets)
- Assured Bonus: ₹1,50,000 (performance-based)
Assured Bonus Structure
- On Completing 18 Months from OJT start: 50% of bonus (₹75,000)
- On Completing 30 Months from OJT start: 50% of bonus (₹75,000)
- Total Assured Bonus: ₹1,50,000
Eligibility Criteria – Who Can Apply?
- Qualification: Graduation in any stream from recognized University
- Percentage: Aggregate score of 60% and above
- Age Limit: 27 Years or younger at time of application
- Work Experience: Freshers eligible (0-2 years experience may apply)
Step-by-Step Selection Process
Step 1: Online Registration
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Step 2: Online Assessment (Aptitude Test)
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Step 3: Kotak Mahindra Bank Panel Interview
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Step 4: Enrolment Letter Issued
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Step 5: Campus Training at Manipal, Bengaluru
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Step 6: Internship at Kotak Branch
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Step 7: On-The-Job Training
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Step 8: Join Kotak Mahindra Bank as Deputy Manager
What You’ll Learn – Curriculum Highlights
Classroom Training (4 Months at Manipal Campus)
Banking Fundamentals
- Retail banking, corporate banking, financial products
Sales & Relationship Management
- Customer acquisition, cross-selling, portfolio management
Digital Banking
- Mobile banking, internet banking, fintech innovations
Regulatory Framework
- RBI guidelines, KYC norms, compliance
Soft Skills
- Communication, negotiation, business etiquette
Practical Simulations
- Live case studies, role plays, banking scenarios
Internship & OJT (8 Months at Kotak Branches)
- Internship: Branch operations, customer service, product demonstration
- On-Job Training: Sales targets, relationship management, portfolio handling
Job Role – Elite Relationship Manager (Household/Business Banking)
What You’ll Do as Deputy Manager
- Customer Acquisition – Onboard new customers for banking products
- Portfolio Management – Manage existing customer relationships
- Sales & Cross-Selling – Offer loans, credit cards, investments, insurance
- Customer Service – Resolve queries, provide financial advice
- Target Achievement – Meet monthly/quarterly business goals
- Reporting – Track portfolio performance, report to branch management
Career Growth Path at Kotak Bank
- Year 1-2: Elite Relationship Manager (Deputy Manager) → ₹5-6 LPA
- Year 3-4: Senior Relationship Manager → ₹7-9 LPA
- Year 5-7: Branch Manager / Cluster Head → ₹10-15 LPA
- Year 8+: Regional Head / Vertical Head → ₹15-25 LPA+
Manipal Academy of BFSI – Premier BFSI Training Institution
- Established: 2008
- Parent: UNext Learning (backed by Manipal Education and Medical Group)
- Specialization: Industry-relevant education for BFSI sector
- Training For: Freshers and existing professionals
- Key Areas: Operations, sales, new-gen banking roles
Program Fee & Payment Options
Fee Structure
- Total Program Fee: ₹2,80,000 (Inclusive of Taxes)
- What’s Included:
- Boarding & Lodging (4 months)
- Health Insurance
- Training Materials
- Faculty & Campus Facilities
Education Loan Options
- Partner Banks: Up to ₹2,80,000 @ 9.5% – 11.5% interest, repayment starts after placement
- NBFCs: Up to ₹2,50,000 @ 12% – 15% interest, EMI options available
Self-Financing Options
- One-Time Payment: Full fee payment at enrollment
- Installments: Contact admission counselor for installment plans
✅ Ready to Experience Career Opportunities ? Apply Now
Frequently Asked Questions (FAQ)
A: Yes, the Kotak NextGen Bankers Program is a job-assured program. Upon successful completion of all stages, candidates are placed as Elite Relationship Manager (Deputy Manager) at Kotak Mahindra Bank.
A: Yes, the 4-month classroom training at Manipal Campus, Bengaluru is fully residential. Boarding and lodging are included in the program fee.
A: The medium of instruction is English. All training materials, lectures, and assessments are conducted in English.
A: The ₹1,50,000 Assured Bonus is paid in two installments:
50% on completing 18 months from OJT start
50% on completing 30 months from OJT start
(Based on performance)
A: The Post Graduate Diploma in Relationship Banking from Manipal Academy of Higher Education (MAHE) is awarded upon successful completion of all program stages.
A: The selection process includes:
Online Registration
Online Assessment (Aptitude Test)
Kotak Mahindra Bank Panel Interview
Enrolment Letter Issuance
A: Yes, candidates with 0-2 years of work experience are eligible to apply. Freshers are also welcome.
A: Candidates must be 27 years or younger at the time of application.
A: You can grow from Elite Relationship Manager to Senior Relationship Manager, Branch Manager, Cluster Head, and eventually Regional Head with CTC ranging from ₹5 LPA to ₹25+ LPA over 8+ years.
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