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The Axis Bank Retail Lending Program is a comprehensive 1-year program in association with UNext Manipal Academy of BFSI designed to transform young graduates into skilled banking professionals, ensuring a successful career with Axis Bank.
✅ Starting CTC: ₹4,42,000* (Inclusive of Non-Cashable Loan Benefits & Bonuses)
✅ Designation: Assistant Manager
✅ Post Graduate Diploma (PGD) from Manipal Academy of Higher Education (MAHE)
✅ 12-Month Program (4+3+5 months structure)
✅ Earn While You Learn: ₹5,000 stipend + salary from month 5
✅ Fastest-Growing Department: Retail Lending at Axis Bank
✅ Highest Incentives: Earn significantly more than base salary
Program Overview – At a Glance
| Aspect | Details |
|---|---|
| Program Name | Axis Bank Retail Lending Program |
| Bank Partner | Axis Bank – 3rd Largest Private Sector Bank in India |
| Training Partner | UNext Manipal Academy of BFSI |
| Job Role | Assistant Manager – Retail Lending |
| CTC Package | ₹4,42,000* (Inclusive of Non-Cashable Loan Benefits & Bonuses) |
| Certification | Post Graduate Diploma (PGD) from Manipal Academy of Higher Education (MAHE) |
| Program Duration | 12 Months (4+3+5 months structure) |
| Training Location | UNext Manipal Academy of BFSI Campus, Bengaluru |
| Program Fee | ₹2,55,000 + 18% GST |
| Eligibility | Graduates (any discipline) with 50%+ marks |
🎯 Program Highlights – Why Choose Axis Retail Lending?
| Highlight | Details |
|---|---|
| 💼 Guaranteed Job | Receive Provisional Offer Letter before training begins |
| 💰 Attractive CTC | ₹4,42,000* inclusive of non-cashable loan benefits & bonuses |
| 🎓 Manipal PG Diploma | Post Graduate Diploma from Manipal Academy of Higher Education (MAHE) |
| 💵 Earn While You Learn | ₹5,000 stipend during classroom training + salary from month 5 |
| 🏠 Residential Training | 4 months at Bengaluru campus with boarding & lodging included |
| 📈 Fast-Growth Department | Lending is the fastest-growing department in Axis Bank |
| 🏆 Highest Incentives | Earn significantly more than base salary through performance |
| 📊 Market Demand | Lending professionals are the most sought-after in the industry |
📊 Program Structure – Your 12-Month Journey
| Phase | Duration | Location | Activities |
|---|---|---|---|
| Phase 1: Campus Training | 4 Months | Manipal Academy Campus, Bengaluru | Classroom training, retail lending specialization, banking fundamentals |
| Phase 2: Internship | 3 Months | Axis Bank Branches | Practical banking experience, customer interactions, lending operations |
| Phase 3: On-the-Job Training | 5 Months | Axis Bank Branches | Real-world lending, sales, portfolio management |
| Final Placement | Upon Completion | Axis Bank Branches across India | Assistant Manager – Retail Lending |
💵 Earnings During Program
- Classroom Training Stipend: ₹5,000 per month (4 months)
- Salary from Month 5: During internship and OJT phases
💰 Financial Details – Complete Breakdown
Salary Package
| Component | Details |
|---|---|
| Starting CTC | ₹4,42,000* |
| Structure | Inclusive of non-cashable loan benefits & bonuses |
Program Fee
| Component | Details |
|---|---|
| Program Fee | ₹2,55,000 + 18% GST |
| What’s Included | • Training fees • Tuition • Boarding & Lodging for 4-month campus training • Learning resources |
| Funding Options | • Self-Fund: One-time payment at admission • Loan Options Available* (Loan approval required before arrival) |
✅ Why Choose Retail Lending?
| Reason | Why It Matters |
|---|---|
| 🏆 Highest Incentives | Earn significantly more than your base salary through performance |
| 📈 Fast Growth | Lending is the fastest-growing department in Axis Bank |
| 📊 Market Demand | Lending professionals are the most sought-after in the industry |
| 💼 Career Progression | Clear path from Assistant Manager to Branch Manager and beyond |
| 🎯 Skill Development | Master credit assessment, relationship management, and sales |
✅ Eligibility Criteria – Who Can Apply?
| Criteria | Requirement |
|---|---|
| Qualification | Graduate in any discipline from recognized university |
| Minimum Marks | 50% or above in 10th, 12th, and Graduation |
| Age | < 30 Years |
| Education Type | Full-time Graduates Only |
| CIBIL Score | > 700 (Candidates with no credit history / Score of 0 or -1 are also eligible) |
📝 Registration Process – Step by Step
| Step | Process | Details |
|---|---|---|
| 1 | Application | Complete your application and pay ₹100 + GST assessment fee (Note: Fee does not guarantee selection) |
| 2 | Selection – Level 1 | Online Assessment (English, Maths & Analytical Skills) |
| 3 | Selection – Level 2 | Personal Interview with Axis Bank Panel |
| 4 | Training | Receive an Axis Bank Provisional Offer Letter, then head to Bengaluru campus for 4 months immersive training |
| 5 | Join Axis Bank | Transition directly to full-time role at Axis Bank after 12 months of the program |
🏢 About the Partners
Axis Bank – India’s 3rd Largest Private Sector Bank
| Fact | Details |
|---|---|
| Rank | 3rd Largest Private Sector Bank in India |
| Established | 1994 – one of the first new generation private sector banks |
| Services | Entire spectrum of financial services |
| Customer Segments | Large and Mid-Corporates, MSME, Agriculture, Retail Businesses |
| Philosophy | Neighbourhood bank serving a billion lives with trust and customer centricity |
Manipal Academy of BFSI – Premier BFSI Training Institution
| Fact | Details |
|---|---|
| Established | 2008 |
| Parent | UNext Learning (backed by Manipal Education and Medical Group – MEMG) |
| Partnerships | 50+ leading banks, insurance, and NBFCs |
| Professionals Trained | 200,000+ professionals in BFSI sector |
| Specialization | Industry-relevant education for freshers and professionals |
| Key Areas | Operations, sales, lending, new-gen banking roles |
📊 Key Statistics
| Metric | Achievement |
|---|---|
| Partnership Legacy | 12+ Years of collaboration with Axis Bank |
| 1 in 5 Bankers | Is Our Alum |
✅ Ready to Start Your Career in Retail Lending at Axis Bank?
Fill this form:
❓ Frequently Asked Questions (FAQs)
A: The Axis Bank Retail Lending Program is a 12-month job-assured program in association with UNext Manipal Academy of BFSI, designed to transform graduates into skilled banking professionals with a guaranteed role as Assistant Manager in Axis Bank’s retail lending department.
Candidates are trained for the role of Assistant Manager at Axis Bank.
A: The program duration is 12 months:
4 months Campus Training
3 months Internship
5 months On-the-Job Training
A: Yes:
₹5,000 stipend during classroom training (4 months)
Salary from month 5 during internship and OJT
A: You will receive a Post Graduate Diploma (PGD) from Manipal Academy of Higher Education (MAHE).
A: The program fee is ₹2,55,000 + 18% GST, covering training, tuition, boarding, and lodging for 4-month campus training.
A: The starting CTC is ₹4,42,000*, inclusive of non-cashable loan benefits and bonuses.
A: You can:
Self-Fund: One-time payment at admission
Loan Options Available* (loan approval required before arrival)
A: You need:
Graduate in any discipline
50% or above in 10th, 12th, and Graduation
Age: < 30 years
Full-time graduates only
CIBIL Score > 700 (or no credit history is eligible)
A: The selection process includes:
Online Application (₹100 + GST assessment fee)
Level 1: Online Assessment (English, Maths, Analytical Skills)
Level 2: Personal Interview with Axis Bank Panel
Provisional Offer Letter
Training at Bengaluru campus
Join Axis Bank
A: Yes, you receive a Provisional Offer Letter before training begins. Upon successful completion, you transition directly to full-time role at Axis Bank.
A: Training is conducted at UNext Manipal Academy of BFSI campus in Bengaluru.
A: Because:
Highest Incentives: Earn significantly more than base salary through performance
Fast Growth: Lending is the fastest-growing department in Axis Bank
Market Demand: Lending professionals are the most sought-after in the industry
A: The partnership spans 12+ years, making it one of the most trusted banking programs in India.
A: This means that 1 out of every 5 bankers in certain roles at Axis Bank are graduates of Axis Bank programs – a testament to its quality and success.