Your Fast-Track Career in India’s Fastest-Growing Banking Department
The Axis Bank Retail Lending Program is a comprehensive 1-year program in association with UNext Manipal Academy of BFSI designed to transform young graduates into skilled banking professionals, ensuring a successful career with Axis Bank.
✅ Starting CTC: ₹4,42,000* | ✅ Designation: Assistant Manager | ✅ PGD from Manipal MAHE | ✅ Fastest-Growing Department
Program Overview – At a Glance
- Program Name: Axis Bank Retail Lending Program
- Bank Partner: Axis Bank – 3rd Largest Private Sector Bank in India
- Training Partner: UNext Manipal Academy of BFSI
- Job Role: Assistant Manager – Retail Lending
- CTC Package: ₹4,42,000* (Inclusive of Non-Cashable Loan Benefits & Bonuses)
- Certification: Post Graduate Diploma (PGD) from Manipal Academy of Higher Education (MAHE)
- Program Duration: 12 Months (4+3+5 months structure)
- Training Location: UNext Manipal Academy of BFSI Campus, Bengaluru
- Program Fee: ₹2,55,000 + 18% GST
- Eligibility: Graduates (any discipline) with 50%+ marks
Program Highlights – Why Choose Axis Retail Lending?
- 💼 Guaranteed Job: Receive Provisional Offer Letter before training begins
- 💰 Attractive CTC: ₹4,42,000* inclusive of non-cashable loan benefits & bonuses
- 🎓 Manipal PG Diploma: Post Graduate Diploma from Manipal Academy of Higher Education (MAHE)
- 💵 Earn While You Learn: ₹5,000 stipend during classroom training + salary from month 5
- 🏠 Residential Training: 4 months at Bengaluru campus with boarding & lodging included
- 📈 Fast-Growth Department: Lending is the fastest-growing department in Axis Bank
- 🏆 Highest Incentives: Earn significantly more than base salary through performance
- 📊 Market Demand: Lending professionals are the most sought-after in the industry
Program Structure – Your 12-Month Journey
Phase 1: Campus Training (4 Months)
- Location: Manipal Academy Campus, Bengaluru
- Activities: Classroom training, retail lending specialization, banking fundamentals
- Stipend: ₹5,000 per month
Phase 2: Internship (3 Months)
- Location: Axis Bank Branches
- Activities: Practical banking experience, customer interactions, lending operations
Phase 3: On-the-Job Training (5 Months)
- Location: Axis Bank Branches
- Activities: Real-world lending, sales, portfolio management
Final Placement (Upon Completion)
- Location: Axis Bank Branches across India
- Role: Assistant Manager – Retail Lending
Earnings During Program
- Classroom Training Stipend: ₹5,000 per month (4 months)
- Salary from Month 5: During internship and OJT phases
- Earn While You Learn: Total earnings during program exceed ₹1 lakh
Financial Details – Complete Breakdown
Salary Package
- Starting CTC: ₹4,42,000*
- Structure: Inclusive of non-cashable loan benefits & bonuses
Program Fee
- Program Fee: ₹2,55,000 + 18% GST
- What’s Included:
- Training fees
- Tuition
- Boarding & Lodging for 4-month campus training
- Learning resources
- Funding Options:
- Self-Fund: One-time payment at admission
- Loan Options Available* (Loan approval required before arrival)
Why Choose Retail Lending?
- 🏆 Highest Incentives: Earn significantly more than your base salary through performance
- 📈 Fast Growth: Lending is the fastest-growing department in Axis Bank
- 📊 Market Demand: Lending professionals are the most sought-after in the industry
- 💼 Career Progression: Clear path from Assistant Manager to Branch Manager and beyond
- 🎯 Skill Development: Master credit assessment, relationship management, and sales
Eligibility Criteria – Who Can Apply?
- Qualification: Graduate in any discipline from recognized university
- Minimum Marks: 50% or above in 10th, 12th, and Graduation
- Age: Below 30 Years
- Education Type: Full-time Graduates Only
- CIBIL Score: > 700 (Candidates with no credit history / Score of 0 or -1 are also eligible)
Registration Process – Step by Step
Step 1: Application
Complete your application and pay ₹100 + GST assessment fee (Note: Fee does not guarantee selection)
Step 2: Selection – Level 1
Online Assessment (English, Maths & Analytical Skills)
Step 3: Selection – Level 2
Personal Interview with Axis Bank Panel
Step 4: Training
Receive an Axis Bank Provisional Offer Letter, then head to Bengaluru campus for 4 months immersive training
Step 5: Join Axis Bank
Transition directly to full-time role at Axis Bank after 12 months of the program
Apply Now:
About the Partners
Axis Bank – India’s 3rd Largest Private Sector Bank
- Rank: 3rd Largest Private Sector Bank in India
- Established: 1994 – one of the first new generation private sector banks
- Services: Entire spectrum of financial services
- Customer Segments: Large and Mid-Corporates, MSME, Agriculture, Retail Businesses
- Philosophy: Neighbourhood bank serving a billion lives with trust and customer centricity
Manipal Academy of BFSI – Premier BFSI Training Institution
- Established: 2008
- Parent: UNext Learning (backed by Manipal Education and Medical Group – MEMG)
- Partnerships: 50+ leading banks, insurance, and NBFCs
- Professionals Trained: 200,000+ professionals in BFSI sector
- Specialization: Industry-relevant education for freshers and professionals
- Key Areas: Operations, sales, lending, new-gen banking roles
Key Statistics
- Partnership Legacy: 12+ Years of collaboration with Axis Bank
- 1 in 5 Bankers: Is Our Alum
Frequently Asked Questions (FAQ)
Q: What is the Axis Bank Retail Lending Program?
A: The Axis Bank Retail Lending Program is a 12-month job-assured program in association with UNext Manipal Academy of BFSI, designed to transform graduates into skilled banking professionals with a guaranteed role as Assistant Manager in Axis Bank’s retail lending department.
Q: What role will candidates be trained for?
A: Candidates are trained for the role of Assistant Manager at Axis Bank.
Q: What is the program duration?
A: The program duration is 12 months:
- 4 months Campus Training
- 3 months Internship
- 5 months On-the-Job Training
Q: Is there a stipend during training?
A: Yes:
- ₹5,000 stipend during classroom training (4 months)
- Salary from month 5 during internship and OJT
Q: What certification will I receive?
A: You will receive a Post Graduate Diploma (PGD) from Manipal Academy of Higher Education (MAHE).
Q: What is the program fee?
A: The program fee is ₹2,55,000 + 18% GST, covering training, tuition, boarding, and lodging for 4-month campus training.
Q: What is the salary package?
A: The starting CTC is ₹4,42,000*, inclusive of non-cashable loan benefits and bonuses.
Q: What are the payment options?
A: You can:
- Self-Fund: One-time payment at admission
- Loan Options Available* (loan approval required before arrival)
Q: What is the eligibility criteria?
A: You need:
- Graduate in any discipline
- 50% or above in 10th, 12th, and Graduation
- Age: < 30 years
- Full-time graduates only
- CIBIL Score > 700 (or no credit history is eligible)
Q: What is the selection process?
A: The selection process includes:
- Online Application (₹100 + GST assessment fee)
- Level 1: Online Assessment (English, Maths, Analytical Skills)
- Level 2: Personal Interview with Axis Bank Panel
- Provisional Offer Letter
- Training at Bengaluru campus
- Join Axis Bank
Q: Is the job guaranteed?
A: Yes, you receive a Provisional Offer Letter before training begins. Upon successful completion, you transition directly to full-time role at Axis Bank.
Q: Where is the training conducted?
A: Training is conducted at UNext Manipal Academy of BFSI campus in Bengaluru.
Q: Why choose Retail Lending specialization?
A: Because:
- Highest Incentives: Earn significantly more than base salary through performance
- Fast Growth: Lending is the fastest-growing department in Axis Bank
- Market Demand: Lending professionals are the most sought-after in the industry
Q: How long has Axis Bank partnered with Manipal?
A: The partnership spans 12+ years, making it one of the most trusted banking programs in India.
Q: What does “1 in 5 Bankers is Our Alum” mean?
A: This means that 1 out of every 5 bankers in certain roles at Axis Bank are graduates of Axis Bank programs – a testament to its quality and success.
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