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🔥 Registrations Open! Join the Future Banker 2.0 Programme by HDFC Bank, powered by Manipal.
Gross CTC: ₹5.59 LPA*
Inclusive of Non-Cashable Loan Benefits
Designation: Deputy Manager (E2)
✅ Earn While You Learn
✅ Earn 100% CTC from Month 7
✅ PAN India Posting Locations*
Program Overview – HDFC Future Bankers 2.0
The HDFC Bank Future Bankers 2.0 Programme is a comprehensive industry-oriented PGDM program that helps you launch a career in banking.
- Bank Partner: HDFC Bank – India’s largest private sector bank
- Training Partner: Manipal Academy of BFSI (Manipal MAHE)
- Job Role: Deputy Manager (E2) – Personal Banker (Sales)
- Salary Package: ₹5.59 LPA (including non-cashable loan benefits)
- Certification: Post Graduate Diploma in Sales & Relationship Banking from Manipal Academy of Higher Education (MAHE)
- Program Duration: 12 months (4+2+6 months structure)
- Training Location: Manipal Academy of BFSI Campus, Bengaluru (Residential)
- Job Location: PAN India (HDFC Bank branches across India)
Program Fee – What You Pay
- Program Fee: ₹2,54,228
- GST (18%): ₹45,761
- Total Fee: ~₹2,99,989 (approx ₹3 lakh)
What’s Included in the Fee?
- ✅ 4 months of on-campus residential training at Manipal Bangalore campus
- ✅ Boarding charges for the first 4 months
- ✅ Study materials and Android tablet
- ✅ Certification
Payment Options
- Education Loan: Available at 11.75% interest through partner banks
- Self-Fund: Payment in two installments during the program
💡 “At ₹2,54,228 + GST which includes boarding charges for the first 4 months of on-campus training, the programme is immense value for money as compared to other professional courses.”
Stipend & Financial Benefits – Complete Earnings Breakdown
- 4 Months Residential Programme (4 months): ₹5,000/month → ₹20,000
- 2 Months Internship (2 months): ₹10,000/month → ₹20,000
- Join HDFC Bank (6 Months Probation): 100% of CTC → ~₹2.79 LPA
- Total Stipend + Probation Earnings (12 months): ~₹3.19 Lakhs
✅ Start earning 100% of your CTC from Day 1 of Month 7
Programme Structure – 12-Month Journey
Phase 1: Residential Training (4 Months)
- Location: Manipal Campus, Bengaluru
- Stipend: ₹5,000/month
- Activities: Classroom learning, model branch simulations, Finacle training, case studies
Phase 2: Internship (2 Months)
- Location: HDFC Bank Branches
- Stipend: ₹10,000/month
- Activities: Practical banking exposure, customer interactions, shadowing
Phase 3: Probation (OJT) (6 Months)
- Location: HDFC Bank Branches
- Stipend: 100% of CTC
- Activities: Real-world banking operations, sales targets, independent work
Final Placement (After 12 months)
- Location: PAN India
- CTC: ₹5.59 LPA
- Role: Deputy Manager – Personal Banker role
Job Description – Personal Banker (Sales)
The role of Personal Banker-Sales is responsible for:
- ✅ Portfolio management by acquisition of new customers
- ✅ Enhancement of relationship by cross-selling products and services
- ✅ Acquiring family accounts and deepening banking relationships
- ✅ Retention of customers
- ✅ Being the dedicated point of contact for customers
- ✅ Ensuring top-class customer service
- ✅ Following operational guidelines of the Bank
“Sales professionals are always in demand. If you sell well, you can do almost anything – irrespective of how the economy is doing.”
Eligibility Criteria
Who Can Apply?
- Education: Full-time graduation degree in any discipline from a recognized University or any equivalent qualification recognized by Central Government
- Age Limit: 21 to 27 years
- CIBIL Score: 720 or above (or no CIBIL Score, reflected as 0 or -1)
- Other: Good communication skills, willing to relocate
You Are NOT Eligible If:
- ❌ Your CIBIL score is below 720 (and you have an existing score)
- ❌ You are below 21 or above 27 years
- ❌ You do not have a full-time graduation degree
Selection Process (4 Steps)
Step 01: Enrol – Register yourself by completing online application form.
Step 02: Equip – Pay application fee and take online assessments.
Step 03: Evolve – Selection & issuance of admission letter.
Step 04: Join – Begin your training at Manipal Campus, Bengaluru.
Why Join HDFC Future Bankers 2.0?
Programme Features
- 🎓 PG Diploma – Post Graduate Diploma in Sales & Relationship Banking from MAHE
- 💼 Placement Opportunity – Deputy Manager (E2) at HDFC Bank
- 💰 Earn While You Learn – Out-of-pocket expenses every month for 6 months
- 📈 100% CTC from Month 7 – Start earning full salary from Day 1 of Month 7
- 🏦 12-Month Paid Programme – Exposure at HDFC Branch locations across India
- 🇮🇳 PAN India Posting – Job locations based on vacancies and bank discretion
What Makes This Programme Different?
- ✅ Structured to create a pool of first-level bankers
- ✅ Equips aspirants with skill sets and knowledge for real-world confidence
- ✅ Practical aspects of learning – more professional than other programs
- ✅ Opportunity to join HDFC Bank – one of India’s foremost brands
- ✅ Immense value for money compared to other professional courses
Sales as a Career – Myths Busted
| Myth | Reality |
|---|---|
| Myth 1: Sales = Rejections | Rejection is part of life. Sales professionals are always in demand. |
| Myth 2: Sales is not suitable for women | Women’s win rates in sales are 11% higher than men’s. HDFC Bank promotes inclusion. |
| Myth 3: Pressure, Pressure, Pressure! | Every job has targets. Careful planning ensures results. |
| Myth 4: Selling requires Extroverts | Introverts close more sales because they are better listeners. |
“Master sales professionals are master listeners.”
Quick Comparison – HDFC Future Bankers 2.0 vs Axis YBP
| Parameter | HDFC Future Bankers 2.0 | Axis YBP |
|---|---|---|
| Fee (+GST) | ₹2.54L + GST | ₹2.38L + GST |
| Total (~) | ₹3.00L | ₹2.81L |
| CTC | ₹5.59 LPA | ₹4.42 LPA |
| Role | Deputy Manager (E2) | Assistant Manager |
| Duration | 12 months | 12 months |
| Age Limit | 21-27 years | 20-27 years |
| CIBIL Required | 720+ | 700+ |
| Certification | PG Diploma (MAHE) | PG Diploma (MAHE) |
| Stipend (Total) | ₹40,000 | ₹1.44L – ₹2.40L |
Apply Now:
Frequently Asked Questions (FAQ)
Good ✅
100% job guarantee as Deputy Manager at HDFC Bank
Higher salary (₹5.59 LPA) than most fresher bank programs
PG Diploma from Manipal MAHE – strong brand value
Residential training with boarding charges included in fee
Start earning 100% CTC from Month 7
Education loan available at 11.75% interest
The program fee is ₹2,54,228 + 18% GST (₹45,761) . Total ≈ ₹3,00,000.
*”This includes boarding charges for the first 4 months of on-campus training at Manipal Bangalore campus.”*
Yes. Successful completion of all program phases guarantees placement as Deputy Manager at HDFC Bank with ₹5.59 LPA package. The program has a proven placement record.
A: After 2-3 years of continuous service with good performance, HDFC Bank may reimburse the program fees. Specific terms apply based on performance and bank policies.
A: You need:
Graduate in any discipline with minimum 50% aggregate
Age: 21 to 27 years
Good communication skills
Willing to relocate to Bangalore for training
A: The selection process includes:
Online Application
Aptitude Test
Personal Interview
Final Selection
Yes:
Classroom training (4 months): ₹5,000/month
Internship (2 months): ₹10,000/month
Probation (6 months): 100% of CTC
A: You will receive a PG Diploma in Sales & Relationship Banking from Manipal University (MAHE), highly regarded in the banking industry.
A: The total program duration is 12 months:
4 months classroom training
2 months on-job training
5 months internship
Yes. The first 4 months at Manipal Bangalore campus are fully residential, with accommodation and food facilities included in the program fee.
A: Yes, fresh graduates are eligible to apply. Age limit is 21-27 years with a full-time graduation degree.
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