Registrations Open for HDFC Bank’s Flagship Banking Programme with Manipal Academy of BFSI
Join the HDFC Future Bankers 2.0 Programme by HDFC Bank, powered by Manipal Academy of BFSI. This 12-month PGDM programme is designed to create first-level bankers through residential training, internship, and probation at HDFC Bank branches across India.
- Gross CTC: ₹5.59 LPA, inclusive of non-cashable loan benefits
- Designation: Deputy Manager (E2)
- Earn While You Learn
- Earn 100% CTC from Month 7
- PAN India Posting Locations
Program Overview
- Bank Partner: HDFC Bank, India’s largest private sector bank
- Training Partner: Manipal Academy of BFSI, a UNext Learning entity
- Job Role: Deputy Manager (E2), Personal Banker, Sales
- Salary Package: ₹5.59 LPA including non-cashable loan benefits
- Certification: Post Graduate Diploma in Sales and Relationship Banking from Manipal Academy of Higher Education
- Program Duration: 12 months, 4 plus 2 plus 6 months structure
- Training Location: Manipal Academy of BFSI Campus, Bengaluru, Residential
- Job Location: PAN India, HDFC Bank branches
Program Fee for HDFC Future Bankers 2.0
- Program Fee: ₹2,54,228
- GST at 18%: ₹45,761
- Total Fee: approximately ₹3,00,000
What Is Included in the Fee
- 4 months of on-campus residential training at Manipal Bangalore campus
- Boarding charges for the first 4 months
- Study materials and Android tablet
- Certification
Payment Options
- Education Loan: Available at 11.75% interest through partner banks
- Self-Fund: Payment in two instalments during the program
Stipend and Financial Benefits
- Residential Programme, 4 months: ₹5,000 per month, total ₹20,000
- Internship, 2 months: ₹10,000 per month, total ₹20,000
- Probation with HDFC Bank, 6 months: 100% of CTC, approximately ₹2.79 LPA
- Total Stipend and Probation Earnings over 12 months: approximately ₹3.19 Lakhs
Start earning 100% of your CTC from Day 1 of Month 7.
Programme Structure – 12-Month Journey
Phase 1: Residential Training, 4 Months
- Location: Manipal Campus, Bengaluru
- Stipend: ₹5,000 per month
- Activities: Classroom learning, model branch simulations, Finacle training, case studies
Phase 2: Internship, 2 Months
- Location: HDFC Bank Branches
- Stipend: ₹10,000 per month
- Activities: Practical banking exposure, customer interactions, shadowing
Phase 3: Probation, OJT, 6 Months
- Location: HDFC Bank Branches
- Stipend: 100% of CTC
- Activities: Real-world banking operations, sales targets, independent work
Final Placement, After 12 Months
- Location: PAN India
- CTC: ₹5.59 LPA
- Role: Deputy Manager, Personal Banker
Job Description – Personal Banker, Sales
The Personal Banker role is responsible for:
- Portfolio management by acquiring new customers
- Enhancing relationships by cross-selling products and services
- Acquiring family accounts and deepening banking relationships
- Retaining customers
- Being the dedicated point of contact for customers
- Ensuring top-class customer service
- Following operational guidelines of the Bank
Eligibility Criteria for HDFC Future Bankers 2.0
Who Can Apply
- Education: Full-time graduation degree in any discipline from a recognised University, or an equivalent qualification recognised by the Central Government
- Age Limit: 21 to 27 years
- CIBIL Score: 720 or above, or no CIBIL Score reflected as 0 or -1
- Other: Good communication skills and willingness to relocate
You Are Not Eligible If
- Your CIBIL score is below 720 and you have an existing score
- You are below 21 or above 27 years
- You do not have a full-time graduation degree
Apply for HDFC Future Bankers 2.0
Selection Process
- Step 01: Enrol by registering and completing the online application form
- Step 02: Equip by paying the application fee and taking the online assessments
- Step 03: Evolve through selection and issuance of the admission letter
- Step 04: Join by beginning your training at Manipal Campus, Bengaluru
Why Join HDFC Future Bankers 2.0
- PG Diploma from Manipal Academy of Higher Education in Sales and Relationship Banking
- Placement opportunity as Deputy Manager (E2) at HDFC Bank
- Earn while you learn with monthly stipends for 6 months
- 100% CTC from Month 7
- 12-month paid programme with exposure at HDFC branch locations across India
- PAN India posting based on vacancies and bank discretion
What Makes This Programme Different
- Structured to create a pool of first-level bankers
- Equips aspirants with skill sets and knowledge for real-world confidence
- Practical learning that is more professional than other programs
- Opportunity to join HDFC Bank, one of India’s foremost brands
- Strong value for money compared to other professional courses
Programme Comparison – HDFC Future Bankers 2.0 vs Axis YBP
- Fee with GST: HDFC ₹2.54L plus GST versus Axis ₹2.38L plus GST
- Total approximate fee: HDFC ₹3.00L versus Axis ₹2.81L
- CTC: HDFC ₹5.59 LPA versus Axis ₹4.42 LPA
- Role: HDFC Deputy Manager (E2) versus Axis Assistant Manager
- Duration: Both 12 months
- Age Limit: HDFC 21 to 27 years versus Axis 20 to 27 years
- CIBIL Required: HDFC 720 plus versus Axis 700 plus
- Certification: Both PG Diploma from MAHE
- Stipend Total: HDFC ₹40,000 versus Axis ₹1.44L to ₹2.40L
Frequently Asked Questions
Q: What is the HDFC Future Bankers 2.0 Programme?
A: HDFC Future Bankers 2.0 is a 12-month PGDM programme by HDFC Bank in partnership with Manipal Academy of BFSI. It includes 4 months of residential training at Manipal Bangalore, 2 months of internship, and 6 months of probation at HDFC Bank, leading to a confirmed role as Deputy Manager (E2), Personal Banker.
Q: Is the HDFC Future Bankers 2.0 Programme good or bad?
A: It is a strong programme for graduates who want to enter banking with a reputed brand. It offers 100% job guarantee as Deputy Manager at HDFC Bank, a higher salary of ₹5.59 LPA than most fresher bank programmes, a PG Diploma from Manipal MAHE, residential training with boarding included in the fee, and 100% CTC from Month 7.
Q: What is the exact fee for the HDFC Future Bankers 2.0 Programme?
A: The program fee is ₹2,54,228 plus 18% GST of ₹45,761. The total is approximately ₹3,00,000. This includes boarding charges for the first 4 months of on-campus training at Manipal Bangalore campus.
Q: What is the salary package in the HDFC Future Bankers 2.0 Programme?
A: The gross CTC is ₹5.59 LPA, inclusive of non-cashable loan benefits. You also receive a PG Diploma from Manipal MAHE and start earning 100% CTC from Month 7 of the programme.
Q: Is the job really 100% guaranteed in the HDFC Future Bankers 2.0 Programme?
A: Yes. Successful completion of all program phases guarantees placement as Deputy Manager at HDFC Bank with a ₹5.59 LPA package. The programme has a proven placement record.
Q: What is the fee reimbursement policy for the HDFC Future Bankers 2.0 Programme?
A: After 2 to 3 years of continuous service with good performance, HDFC Bank may reimburse the program fees. Specific terms apply based on performance and bank policies.
Q: What is the eligibility criteria for the HDFC Future Bankers 2.0 Programme?
A: You need a graduate degree in any discipline with minimum 50% aggregate, age 21 to 27 years, good communication skills, and willingness to relocate to Bangalore for training. CIBIL score must be 720 or above, or no existing score.
Q: What is the selection process for the HDFC Future Bankers 2.0 Programme?
A: The selection process includes online application, aptitude test, personal interview, and final selection. Selected candidates receive an admission letter and begin training at Manipal Campus, Bengaluru.
Q: Is there a stipend during training in the HDFC Future Bankers 2.0 Programme?
A: Yes. Classroom training of 4 months pays ₹5,000 per month, internship of 2 months pays ₹10,000 per month, and probation of 6 months pays 100% of CTC.
Q: What certification will I receive from the HDFC Future Bankers 2.0 Programme?
A: You will receive a PG Diploma in Sales and Relationship Banking from Manipal Academy of Higher Education, which is UGC-entitled and highly regarded in the banking industry.
Q: What is the duration of the HDFC Future Bankers 2.0 Programme?
A: The total program duration is 12 months. It includes 4 months of classroom training, 2 months of internship, and 6 months of probation.
Q: Is the Manipal campus residential for the HDFC Future Bankers 2.0 Programme?
A: Yes. The first 4 months at Manipal Bangalore campus are fully residential, with accommodation and food facilities included in the program fee.
Q: Can freshers apply for the HDFC Future Bankers 2.0 Programme?
A: Yes, fresh graduates are eligible to apply. The age limit is 21 to 27 years with a full-time graduation degree.
Q: What is the job role after completing the HDFC Future Bankers 2.0 Programme?
A: You join as Deputy Manager (E2), Personal Banker, Sales, at HDFC Bank. The role involves customer acquisition, portfolio management, cross-selling, retention, and ensuring top-class customer service.
Q: Where will I be posted after completing the HDFC Future Bankers 2.0 Programme?
A: Posting is PAN India across HDFC Bank branches. Job locations are assigned based on vacancies and bank discretion.
Q: Is education loan available for the HDFC Future Bankers 2.0 Programme?
A: Yes. Education loans are available at 11.75% interest through partner banks. Self-funding in two instalments during the programme is also an option.
Q: Which is better, HDFC Future Bankers 2.0 or Axis YBP?
A: HDFC Future Bankers 2.0 offers higher CTC at ₹5.59 LPA versus Axis YBP at ₹4.42 LPA, and a higher role as Deputy Manager versus Assistant Manager. Axis YBP has a lower total fee and a more relaxed CIBIL requirement of 700 plus versus 720 plus.
Q: Can I apply for the HDFC Future Bankers 2.0 Programme if I have no CIBIL score?
A: Yes. Candidates with no CIBIL score, reflected as 0 or -1, are eligible to apply. However, candidates with an existing CIBIL score below 720 are not eligible.
Q: How do I apply for the HDFC Future Bankers 2.0 Programme through GingerJobs?
A: Visit GingerJobs.in, browse the HDFC Future Bankers 2.0 Programme, complete the application form, clear the aptitude test and interview, receive your admission letter, and begin training at Manipal Campus, Bengaluru.
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