Join HDFC Life’s Refreshed Smart Achievers Program, Powered by Manipal Academy of BFSI
Fast-track your insurance career in just 8 months with the HDFC Life Smart Achievers Program, powered by Manipal Academy of BFSI. Earn while you learn, gain real-world experience, and step directly into a high-growth Band 2 role at HDFC Life.
✅ ₹1,30,000 Stipend | ✅ ₹4,00,000+ CTC | ✅ Sales Manager Designation | ✅ 8-Month Fast-Track Program
Program Overview – Fast-Track Your Potential in Just 8 Months
Step into the insurance industry with a refreshed, skill-first program by HDFC Life & UNext Manipal Academy of BFSI. Gain real-world experience through physical classroom learning and field OJT, earn while you learn from Month 1, and step into your dream full-time career.
Master essential sales and leadership skills across Bancassurance, Direct, and Agency channels. Upon completion, you will step directly into high-growth Band 2 roles, such as Corporate Account Manager (CAM), Financial Portfolio Manager (FPM), or Agency Sales Manager (ASM) – backed by field-tested confidence.
Program Highlights – Accelerate Your Career
Accelerate your career with the refreshed 8-Month Manipal Certified Program:
- 1-Month Residential Classroom Training at Bengaluru Campus
- Stipend: ₹5,000
- Hands-on learning at Manipal Academy of BFSI campus
- 1-Month Field OJT with Sales Practice at HDFC Life
- Stipend: ₹5,000
- Real-world sales experience under expert guidance
- 6-Month Sales Internship with Targets
- Stipend: ₹20,000/month + performance-based incentives
- Practical exposure with live targets and client engagement
Program Fee – Affordable Investment with Zero Net Cost
Total Fee: ₹1,16,820 (Inclusive of GST)
Includes:
- 1-month campus residential accommodation
- Boarding and lodging
- Training material
- Manipal certification
Self-Funded Program – 3-Installment Plan
Enrolment Fee: ₹10,000 (Upon receiving Provisional Offer Letter)
1st Instalment: ₹30,000 (Before the batch starts)
2nd Instalment: ₹40,000 (During Month 1 of Residential Training)
3rd Instalment: ₹36,820 (During Month 2 of On-the-Job Training)
Zero Net Cost
Earn back ₹1,30,000 in total stipends during your 8-month training, fully recovering your program investment before full-time placement.
Registration Process – 4 Simple Steps
Step 1: Online Aptitude Test
- Verbal Comprehension
- Logical Reasoning
- Numerical Reasoning
Step 2: Personal Interview
- Verbal Communication
- Critical Behavioural Skills
- Sales Skills & Intent To Sell
Step 3: Provisional Offer & Training
- Receive Provisional Offer Letter by HDFC Life
- 1 Month Campus Training
- 1 Month Internship & 6 Months On-The-Job Training
Step 4: Join HDFC Life
- On Successful Completion After 8 Months
- Join at Band 2 as Corporate Account Manager (CAM), Financial Portfolio Manager (FPM), or Agency Sales Manager (ASM)
Fast-Track Your Career. Lead from Day 1.
Complete the 8-Month Manipal Certified Program to earn an industry-recognized credential and step directly into an assured Band 2 role at ₹4,00,000 CTC across one of HDFC Life’s premier job roles.
Job Roles After Completion
Bancassurance (CAM)
Work out of partner bank branches, collaborating with branch staff to advise and sell insurance plans to bank customers
Agency Sales (ASM)
Lead, coach, and manage a team of Financial Consultants who market insurance products directly to retail clients
Direct Sales (FPM)
Stand on the front line of client engagement, converting qualified leads into long-term HDFC Life customers through direct relationship management
Eligibility Criteria
- Qualifications: Open to all graduates (up to 30 years old)
- Skills: Strong English comprehension and a flair for sales
- Experience: No prior insurance experience required
About Manipal Academy of BFSI
Established in 2008, Manipal Academy of BFSI, a UNext Learning entity part of Manipal Education and Medical Group (MEMG), is a premier institution that provides industry-relevant education and training for Freshers and Experienced Professionals, in traditional operations, sales, and new-gen roles for the banking, financial services, and insurance sectors.
About HDFC Life
HDFC Life is one of India’s leading private life insurance companies, offering a wide range of individual and group insurance solutions. With a strong focus on customer centricity, HDFC Life provides financial security and peace of mind through diverse product offerings, including protection, savings, retirement, and health plans. Backed by a trusted brand and a robust distribution network, HDFC Life is committed to helping individuals and families achieve their financial goals and secure their future.
Leadership Testimonials
Vibha Padalkar – MD & CEO, HDFC Life
“As industry leaders, HDFC Life owes its success to the collective experience and expertise of its people and our investment in innovation and technology. We are proud to witness the progress of our graduates through the company. The structured training program has given them a visible career starter advantage and helped us identify the next generation of insurance professionals.”
Vibhash Naik – Head- Human Resources, L&D and Admin
“Partnering with a leading education provider like Manipal for our graduate program is helping us build the next generation of Insurance professionals. A program like Smart Achievers has seen these graduates grow and flourish under the guidance of their mentors and established peers.”
Student Reviews
Subhradip Chakraborty – Sales Manager, Agency
“The SA program helped me kick-start my career in Insurance. It also got me my first promotion within 10 months. Not only did I get a job immediately upon finishing the course but also moved faster from fresher to professional.”
Gaurav Porwal – Bancassurance Manager
“An alumnus recommended the SA program to me and there’s been no looking back. This program has taken me from intern to Bancassurance Manager in just four years.”
Nikhil Barde – Key Relationship Manager, Direct Sales BCSS
“I learned a great deal through the SA program. I gained knowledge of the Insurance industry, developed Sales skills. It’s a great program for freshers who want to earn while they learn.”
Apply Now:
Frequently Asked Questions
Q: What is the HDFC Life Smart Achievers Program?
A: The HDFC Life Smart Achievers Program is an 8-month fast-track insurance career program powered by Manipal Academy of BFSI. It combines residential classroom training, field OJT, and sales internship with a guaranteed Band 2 role at HDFC Life upon completion.
Q: What is the salary package after completion?
A: You join at Band 2 with a CTC of ₹4,00,000+ per annum, with roles like Corporate Account Manager, Financial Portfolio Manager, or Agency Sales Manager.
Q: How much stipend can I earn during the program?
A: You earn a total of ₹1,30,000 over 8 months – ₹5,000 during campus training, ₹5,000 during OJT, and ₹20,000/month during the 6-month sales internship.
Q: What is the program fee?
A: The total fee is ₹1,16,820 (Inclusive of GST), covering campus accommodation, boarding, training material, and certification. It is payable in 3 installments plus an enrolment fee.
Q: What is the eligibility criteria?
A: All graduates up to 30 years of age with strong English comprehension and a flair for sales are eligible to apply.
Q: Where is the training conducted?
A: The 1-month residential classroom training is conducted at the Manipal Academy of BFSI campus in Bengaluru.
Q: Is the job guaranteed?
A: Yes, upon successful completion of the 8-month program, you receive a confirmed Band 2 role at HDFC Life.
Q: What are the job roles after completion?
A: You can join as Corporate Account Manager (Bancassurance), Agency Sales Manager, or Financial Portfolio Manager (Direct Sales).
Q: What is the selection process?
A: The selection process includes an online aptitude test, a personal interview, and issuance of a provisional offer letter.
Q: What certification will I receive?
A: You receive a certification from Manipal Academy of BFSI, which is industry-recognized in the BFSI sector.
Q: Can freshers apply for this program?
A: Yes, this program is specifically designed for fresh graduates who want to start a career in the insurance industry.
Q: What is the duration of the program?
A: The total program duration is 8 months – 1 month campus training + 1 month OJT + 6 months sales internship.
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