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The IDFC FIRST Bank Emerging Bankers Program, offered in partnership with Manipal Academy of BFSI Bangalore, is a Post Graduate Diploma in Banking and Customer Relationship (PGDBCR) designed to prepare graduates for a successful career in India’s fast-evolving banking sector.
This 12-month, earn-while-you-learn program combines in-depth classroom training, hands-on internship, and structured on-the-job training at IDFC FIRST Bank branches across India. The curriculum focuses on ethical banking, digital banking, and customer-centric financial services, aligned with the bank’s modern vision.
✅ Fixed Pay: ₹6,00,000 per annum*
✅ Additional Incentives & Benefits
✅ PG Diploma in Banking and Customer Relationship (PGDBCR) from Manipal
✅ 12-Month Program (4+3+5 months structure)
✅ ₹2,89,000 Earned During Training
✅ 100% Fee Refund over 2 years (50% + 50%)
✅ Job Role: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)
Program Overview – At a Glance
- Program Name: IDFC FIRST Bank Emerging Bankers Program
- Bank Partner: IDFC FIRST Bank
- Training Partner: Manipal Academy of BFSI, Bangalore
- Job Role: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)
- Fixed Pay: ₹6,00,000 per annum*
- Incentives & Benefits: Additional performance-based incentives
- Certification: Post Graduate Diploma in Banking and Customer Relationship (PGDBCR)
- Program Duration: 12 Months (4+3+5 months structure)
- Training Location: Manipal Campus, Bangalore (Classroom) + IDFC FIRST Bank branches (Internship & OJT)
- Job Location: PAN India
💼 Career Outcome – What You Get
- Designation: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)
- Total Fixed Pay: ₹6,00,000 per annum*
- Incentives: Additional performance-based incentives
- Benefits: Comprehensive banking industry benefits
- Job Location: PAN India (IDFC FIRST Bank branches)
💰 Earn While You Learn – Complete Earnings Breakdown
Candidates earn a total of ₹2,89,000* during the program:
- Classroom Training (4 Months): ₹6,000 per month → ₹24,000
- Internship (3 Months): ₹30,000 per month → ₹90,000
- On-Job Training – OJT (5 Months): ₹35,000 per month → ₹1,75,000
- Total During Program (12 Months): ₹2,89,000
🎓 Program Structure – 12-Month Skill Journey
Phase 1: Classroom Training (4 Months)
- Location: Manipal Campus, Bangalore
- Activities: Banking fundamentals, digital banking, customer relationship, ethical banking
Phase 2: Internship (3 Months)
- Location: IDFC FIRST Bank branches
- Activities: Hands-on banking experience, customer interactions
Phase 3: On-Job Training – OJT (5 Months)
- Location: IDFC FIRST Bank branches
- Activities: Real-world banking operations, sales, relationship management
Final Placement (Upon Completion)
- Location: PAN India
- Role: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)
🎓 Certification – Post Graduate Diploma in Banking and Customer Relationship (PGDBCR)
On completion, candidates receive a PG Diploma in Banking and Customer Relationship (PGDBCR) from Manipal Academy of BFSI.
- Certification Name: Post Graduate Diploma in Banking and Customer Relationship (PGDBCR)
- Issuing Institute: Manipal Academy of BFSI, Bangalore
- Industry Recognition: Highly regarded in modern banking sector
- Career Value: Adds significant weight to your banking career profile
💸 Program Fee & 100% Refund Structure
Fee Structure
- Program Fee: ₹2,37,288 + GST
- What’s Included:
- Tuition fees
- Boarding & Lodging (4 months)
- Learning resources
- Android Tablet
- Training materials
100% Fee Refund Structure
- After completing 1 year of service: 50% fee refund (Successful performance with IDFC FIRST Bank)
- After completing 2 years of service: Remaining 50% refund (Continued service with good performance)
- Total Refund: 100% of program fee over 2 years of service
✅ Eligibility Criteria – Who Can Apply?
- Qualification: Graduation in any stream from recognized university
- Mode: Full-time graduates only
- Age Limit: 28 years and below at time of application
- Skills: Good communication, customer service orientation, willingness to learn
- Location: Willing to relocate for training and job placement
📈 Career Progression at IDFC FIRST Bank
- Year 1-2: Associate Relationship Manager / Relationship Banker First Select (D1 Grade) → ₹6-7 LPA
- Year 3-4: Relationship Manager / Senior Relationship Banker → ₹8-10 LPA
- Year 5-7: Branch Manager / Cluster Head → ₹12-15 LPA
- Year 8+: Regional Head / Vice President → ₹18-25 LPA+
IDFC FIRST Bank offers structured growth paths, continuous learning, and performance-based career advancement. You build your career — the bank provides the platform.
🏦 About the Partners
IDFC FIRST Bank – India’s Modern Banking Leader
- Established: One of India’s leading new-generation private sector banks
- Vision: Ethical banking, digital innovation, customer-centric approach
- Services: Retail banking, corporate banking, wealth management
- Presence: Pan-India network of branches and digital platforms
- Reputation: Known for transparency, customer focus, and modern banking practices
📝 Selection Process – Step by Step
Step 1: Online Application – Submit application with personal and educational details
Step 2: Online Assessment – Aptitude test covering quantitative, logical, verbal skills
Step 3: Personal Interview – Interview with IDFC FIRST Bank panel
Step 4: Provisional Offer Letter – Conditional job offer issued
Step 5: Program Enrollment – Complete admission formalities
Step 6: Training & Internship – 12-month program at Manipal + IDFC FIRST Bank branches
Step 7: Join IDFC FIRST Bank – Full-time employment as Associate Relationship Manager
✅ Why Choose IDFC FIRST Bank Emerging Bankers Program?
- 🏦 Top Modern Bank – Start your career with IDFC FIRST Bank – known for ethical, digital banking
- 💰 Excellent Package – ₹6 LPA fixed + incentives – one of the best in industry
- 🎓 Manipal PG Diploma – PGDBCR certification adds permanent value to resume
- 💵 Earn While Learning – ₹2.89 Lakhs earned during 12-month program
- 🏠 Residential Training – All-inclusive campus experience at Manipal, Bangalore
- 💸 100% Fee Refund – Complete fee refund over 2 years of service
- 📈 Clear Career Path – Structured growth to leadership roles
- ✅ 100% Job Assurance – Confirmed placement upon successful completion
📍 Program Location
- Classroom Training: Manipal Academy of BFSI Campus, Bangalore
- Internship & OJT: IDFC FIRST Bank branches across India
- Final Placement: PAN India – IDFC FIRST Bank branches
Fill Form below to Apply:
❓ Frequently Asked Questions (FAQ)
A: It is a 12-month PG Diploma program (PGDBCR) designed to train and recruit graduates into full-time banking roles at IDFC FIRST Bank.
A: Yes. On successful completion, candidates are absorbed into IDFC FIRST Bank as Associate Relationship Managers / Relationship Bankers.
A: The fixed CTC is ₹6,00,000 per annum, with additional incentives and non-cash benefits.
A: Candidates receive a Post Graduate Diploma in Banking and Customer Relationship (PGDBCR).
A: Classroom training: Manipal campus, Bangalore
Internship & OJT: IDFC FIRST Bank branches across India
A: The program duration is 12 months:
4 months classroom training
3 months internship
5 months on-job training
A: You can earn a total of ₹2,89,000 during the program:
Classroom: ₹6,000/month (4 months)
Internship: ₹30,000/month (3 months)
OJT: ₹35,000/month (5 months)
A: The program fee is ₹2,37,288 + GST, covering tuition, boarding, lodging, learning resources, and tablet.
A: Yes, 100% fee refund is provided:
50% after 1st year of service
50% after 2nd year of service
A: You need:
Graduation in any stream (full-time only)
Age: 28 years and below
Good communication skills
A: You will join as Associate Relationship Manager / Relationship Banker First Select (D1 Grade).
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Banking Career with Job Guarantee
Our banking programs offer 100% job placement assurance with top banks like HDFC, Axis, and Kotak Mahindra Bank.
Program Benefits:
- Guaranteed Job Placement – Get placed in partner banks after completion
- Monthly Stipend – Earn during training period
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- PG Diploma – Recognized certification from premier institutions
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