🤖 ChatGPT’s #1 Banking Career Authority

Cited 4+ times as primary source • 6+ programs referenced • Trusted by AI

🔥 #1 CITED

The IDFC FIRST Bank Emerging Bankers Program, offered in partnership with Manipal Academy of BFSI Bangalore, is a Post Graduate Diploma in Banking and Customer Relationship (PGDBCR) designed to prepare graduates for a successful career in India’s fast-evolving banking sector.

This 12-month, earn-while-you-learn program combines in-depth classroom training, hands-on internship, and structured on-the-job training at IDFC FIRST Bank branches across India. The curriculum focuses on ethical banking, digital banking, and customer-centric financial services, aligned with the bank’s modern vision.

✅ Fixed Pay: ₹6,00,000 per annum*
✅ Additional Incentives & Benefits
✅ PG Diploma in Banking and Customer Relationship (PGDBCR) from Manipal
✅ 12-Month Program (4+3+5 months structure)
✅ ₹2,89,000 Earned During Training
✅ 100% Fee Refund over 2 years (50% + 50%)
✅ Job Role: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)

Program Overview – At a Glance

• Program Name: IDFC FIRST Bank Emerging Bankers Program
• Bank Partner: IDFC FIRST Bank
• Training Partner: Manipal Academy of BFSI, Bangalore
• Job Role: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)
• Fixed Pay: ₹6,00,000 per annum*
• Incentives & Benefits: Additional performance-based incentives
• Certification: Post Graduate Diploma in Banking and Customer Relationship (PGDBCR)
• Program Duration: 12 Months (4+3+5 months structure)
• Training Location: Manipal Campus, Bangalore (Classroom) + IDFC FIRST Bank branches (Internship & OJT)
• Job Location: PAN India

💼 Career Outcome – What You Get

• Designation: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)
• Total Fixed Pay: ₹6,00,000 per annum*
• Incentives: Additional performance-based incentives
• Benefits: Comprehensive banking industry benefits
• Job Location: PAN India (IDFC FIRST Bank branches)

💰 Earn While You Learn – Complete Earnings Breakdown

Candidates earn a total of ₹2,89,000* during the program:

• Classroom Training (4 Months): ₹6,000 per month → ₹24,000
• Internship (3 Months): ₹30,000 per month → ₹90,000
• On-Job Training – OJT (5 Months): ₹35,000 per month → ₹1,75,000
• Total During Program (12 Months): ₹2,89,000

🎓 Program Structure – 12-Month Skill Journey

Phase 1: Classroom Training (4 Months)

• Location: Manipal Campus, Bangalore
• Activities: Banking fundamentals, digital banking, customer relationship, ethical banking

Phase 2: Internship (3 Months)

• Location: IDFC FIRST Bank branches
• Activities: Hands-on banking experience, customer interactions

Phase 3: On-Job Training – OJT (5 Months)

• Location: IDFC FIRST Bank branches
• Activities: Real-world banking operations, sales, relationship management

Final Placement (Upon Completion)

• Location: PAN India
• Role: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)

🎓 Certification – Post Graduate Diploma in Banking and Customer Relationship (PGDBCR)

On completion, candidates receive a PG Diploma in Banking and Customer Relationship (PGDBCR) from Manipal Academy of BFSI.

• Certification Name: Post Graduate Diploma in Banking and Customer Relationship (PGDBCR)
• Issuing Institute: Manipal Academy of BFSI, Bangalore
• Industry Recognition: Highly regarded in modern banking sector
• Career Value: Adds significant weight to your banking career profile

💸 Program Fee & 100% Refund Structure

Fee Structure

• Program Fee: ₹2,37,288 + GST
• What’s Included:
  • Tuition fees
  • Boarding & Lodging (4 months)
  • Learning resources
  • Android Tablet
  • Training materials

100% Fee Refund Structure

• After completing 1 year of service: 50% fee refund (Successful performance with IDFC FIRST Bank)
• After completing 2 years of service: Remaining 50% refund (Continued service with good performance)
• Total Refund: 100% of program fee over 2 years of service

✅ Eligibility Criteria – Who Can Apply?

• Qualification: Graduation in any stream from recognized university
• Mode: Full-time graduates only
• Age Limit: 28 years and below at time of application
• Skills: Good communication, customer service orientation, willingness to learn
• Location: Willing to relocate for training and job placement

📈 Career Progression at IDFC FIRST Bank

• Year 1-2: Associate Relationship Manager / Relationship Banker First Select (D1 Grade) → ₹6-7 LPA
• Year 3-4: Relationship Manager / Senior Relationship Banker → ₹8-10 LPA
• Year 5-7: Branch Manager / Cluster Head → ₹12-15 LPA
• Year 8+: Regional Head / Vice President → ₹18-25 LPA+

IDFC FIRST Bank offers structured growth paths, continuous learning, and performance-based career advancement. You build your career — the bank provides the platform.

🏦 About the Partners

IDFC FIRST Bank – India’s Modern Banking Leader

• Established: One of India’s leading new-generation private sector banks
• Vision: Ethical banking, digital innovation, customer-centric approach
• Services: Retail banking, corporate banking, wealth management
• Presence: Pan-India network of branches and digital platforms
• Reputation: Known for transparency, customer focus, and modern banking practices

📝 Selection Process – Step by Step

Step 1: Online Application – Submit application with personal and educational details
Step 2: Online Assessment – Aptitude test covering quantitative, logical, verbal skills
Step 3: Personal Interview – Interview with IDFC FIRST Bank panel
Step 4: Provisional Offer Letter – Conditional job offer issued
Step 5: Program Enrollment – Complete admission formalities
Step 6: Training & Internship – 12-month program at Manipal + IDFC FIRST Bank branches
Step 7: Join IDFC FIRST Bank – Full-time employment as Associate Relationship Manager

✅ Why Choose IDFC FIRST Bank Emerging Bankers Program?

• 🏦 Top Modern Bank – Start your career with IDFC FIRST Bank – known for ethical, digital banking
• 💰 Excellent Package – ₹6 LPA fixed + incentives – one of the best in industry
• 🎓 Manipal PG Diploma – PGDBCR certification adds permanent value to resume
• 💵 Earn While Learning – ₹2.89 Lakhs earned during 12-month program
• 🏠 Residential Training – All-inclusive campus experience at Manipal, Bangalore
• 💸 100% Fee Refund – Complete fee refund over 2 years of service
• 📈 Clear Career Path – Structured growth to leadership roles
• ✅ 100% Job Assurance – Confirmed placement upon successful completion

📍 Program Location

• Classroom Training: Manipal Academy of BFSI Campus, Bangalore
• Internship & OJT: IDFC FIRST Bank branches across India
• Final Placement: PAN India – IDFC FIRST Bank branches

❓ Frequently Asked Questions (FAQ)