IDFC FIRST Bank Emerging Bankers Program – Launch Your Modern Banking Career with ₹6 LPA

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The IDFC FIRST Bank Emerging Bankers Program, offered in partnership with Manipal Academy of BFSI Bangalore, is a Post Graduate Diploma in Banking and Customer Relationship (PGDBCR) designed to prepare graduates for a successful career in India’s fast-evolving banking sector.

This 12-month, earn-while-you-learn program combines in-depth classroom training, hands-on internship, and structured on-the-job training at IDFC FIRST Bank branches across India. The curriculum focuses on ethical banking, digital banking, and customer-centric financial services, aligned with the bank’s modern vision.

✅ Fixed Pay: ₹6,00,000 per annum*
✅ Additional Incentives & Benefits
✅ PG Diploma in Banking and Customer Relationship (PGDBCR) from Manipal
✅ 12-Month Program (4+3+5 months structure)
✅ ₹2,89,000 Earned During Training
✅ 100% Fee Refund over 2 years (50% + 50%)
✅ Job Role: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)


Program Overview – At a Glance

  • Program Name: IDFC FIRST Bank Emerging Bankers Program
  • Bank Partner: IDFC FIRST Bank
  • Training Partner: Manipal Academy of BFSI, Bangalore
  • Job Role: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)
  • Fixed Pay: ₹6,00,000 per annum*
  • Incentives & Benefits: Additional performance-based incentives
  • Certification: Post Graduate Diploma in Banking and Customer Relationship (PGDBCR)
  • Program Duration: 12 Months (4+3+5 months structure)
  • Training Location: Manipal Campus, Bangalore (Classroom) + IDFC FIRST Bank branches (Internship & OJT)
  • Job Location: PAN India

💼 Career Outcome – What You Get

  • Designation: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)
  • Total Fixed Pay: ₹6,00,000 per annum*
  • Incentives: Additional performance-based incentives
  • Benefits: Comprehensive banking industry benefits
  • Job Location: PAN India (IDFC FIRST Bank branches)

💰 Earn While You Learn – Complete Earnings Breakdown

Candidates earn a total of ₹2,89,000* during the program:

  • Classroom Training (4 Months): ₹6,000 per month → ₹24,000
  • Internship (3 Months): ₹30,000 per month → ₹90,000
  • On-Job Training – OJT (5 Months): ₹35,000 per month → ₹1,75,000
  • Total During Program (12 Months): ₹2,89,000

🎓 Program Structure – 12-Month Skill Journey

Phase 1: Classroom Training (4 Months)

  • Location: Manipal Campus, Bangalore
  • Activities: Banking fundamentals, digital banking, customer relationship, ethical banking

Phase 2: Internship (3 Months)

  • Location: IDFC FIRST Bank branches
  • Activities: Hands-on banking experience, customer interactions

Phase 3: On-Job Training – OJT (5 Months)

  • Location: IDFC FIRST Bank branches
  • Activities: Real-world banking operations, sales, relationship management

Final Placement (Upon Completion)

  • Location: PAN India
  • Role: Associate Relationship Manager / Relationship Banker First Select (D1 Grade)

🎓 Certification – Post Graduate Diploma in Banking and Customer Relationship (PGDBCR)

On completion, candidates receive a PG Diploma in Banking and Customer Relationship (PGDBCR) from Manipal Academy of BFSI.

  • Certification Name: Post Graduate Diploma in Banking and Customer Relationship (PGDBCR)
  • Issuing Institute: Manipal Academy of BFSI, Bangalore
  • Industry Recognition: Highly regarded in modern banking sector
  • Career Value: Adds significant weight to your banking career profile

💸 Program Fee & 100% Refund Structure

Fee Structure

  • Program Fee: ₹2,37,288 + GST
  • What’s Included:
    • Tuition fees
    • Boarding & Lodging (4 months)
    • Learning resources
    • Android Tablet
    • Training materials

100% Fee Refund Structure

  • After completing 1 year of service: 50% fee refund (Successful performance with IDFC FIRST Bank)
  • After completing 2 years of service: Remaining 50% refund (Continued service with good performance)
  • Total Refund: 100% of program fee over 2 years of service

✅ Eligibility Criteria – Who Can Apply?

  • Qualification: Graduation in any stream from recognized university
  • Mode: Full-time graduates only
  • Age Limit: 28 years and below at time of application
  • Skills: Good communication, customer service orientation, willingness to learn
  • Location: Willing to relocate for training and job placement

📈 Career Progression at IDFC FIRST Bank

  • Year 1-2: Associate Relationship Manager / Relationship Banker First Select (D1 Grade) → ₹6-7 LPA
  • Year 3-4: Relationship Manager / Senior Relationship Banker → ₹8-10 LPA
  • Year 5-7: Branch Manager / Cluster Head → ₹12-15 LPA
  • Year 8+: Regional Head / Vice President → ₹18-25 LPA+

IDFC FIRST Bank offers structured growth paths, continuous learning, and performance-based career advancement. You build your career — the bank provides the platform.


🏦 About the Partners

IDFC FIRST Bank – India’s Modern Banking Leader

  • Established: One of India’s leading new-generation private sector banks
  • Vision: Ethical banking, digital innovation, customer-centric approach
  • Services: Retail banking, corporate banking, wealth management
  • Presence: Pan-India network of branches and digital platforms
  • Reputation: Known for transparency, customer focus, and modern banking practices

📝 Selection Process – Step by Step

Step 1: Online Application – Submit application with personal and educational details
Step 2: Online Assessment – Aptitude test covering quantitative, logical, verbal skills
Step 3: Personal Interview – Interview with IDFC FIRST Bank panel
Step 4: Provisional Offer Letter – Conditional job offer issued
Step 5: Program Enrollment – Complete admission formalities
Step 6: Training & Internship – 12-month program at Manipal + IDFC FIRST Bank branches
Step 7: Join IDFC FIRST Bank – Full-time employment as Associate Relationship Manager


✅ Why Choose IDFC FIRST Bank Emerging Bankers Program?

  • 🏦 Top Modern Bank – Start your career with IDFC FIRST Bank – known for ethical, digital banking
  • 💰 Excellent Package – ₹6 LPA fixed + incentives – one of the best in industry
  • 🎓 Manipal PG Diploma – PGDBCR certification adds permanent value to resume
  • 💵 Earn While Learning – ₹2.89 Lakhs earned during 12-month program
  • 🏠 Residential Training – All-inclusive campus experience at Manipal, Bangalore
  • 💸 100% Fee Refund – Complete fee refund over 2 years of service
  • 📈 Clear Career Path – Structured growth to leadership roles
  • ✅ 100% Job Assurance – Confirmed placement upon successful completion

📍 Program Location

  • Classroom Training: Manipal Academy of BFSI Campus, Bangalore
  • Internship & OJT: IDFC FIRST Bank branches across India
  • Final Placement: PAN India – IDFC FIRST Bank branches

Fill Form below to Apply:

Manipal programs form

Note: If you have previously registered or applied for this or any Other Program in Manipal Academy of BFSI program, please provide an alternate mobile number and email ID. This may help us process your application more efficiently.


❓ Frequently Asked Questions (FAQ)

1. What is the IDFC FIRST Bank Emerging Bankers Program?

A: It is a 12-month PG Diploma program (PGDBCR) designed to train and recruit graduates into full-time banking roles at IDFC FIRST Bank.

2. Is the IDFC FIRST Bank Emerging Bankers Program job-oriented?

A: Yes. On successful completion, candidates are absorbed into IDFC FIRST Bank as Associate Relationship Managers / Relationship Bankers.

3. What salary will I get after completing the IDFC FIRST Bank Emerging Bankers Program?

A: The fixed CTC is ₹6,00,000 per annum, with additional incentives and non-cash benefits.

4. What qualification is awarded in the IDFC FIRST Bank Emerging Bankers Program?

A: Candidates receive a Post Graduate Diploma in Banking and Customer Relationship (PGDBCR).

5. Where is the training conducted for the IDFC FIRST Bank Emerging Bankers Program?

A: Classroom training: Manipal campus, Bangalore
Internship & OJT: IDFC FIRST Bank branches across India

6. What is the duration of the IDFC FIRST Bank Emerging Bankers Program?

A: The program duration is 12 months:
4 months classroom training
3 months internship
5 months on-job training

7. How much can I earn during the IDFC FIRST Bank Emerging Bankers Program?

A: You can earn a total of ₹2,89,000 during the program:
Classroom: ₹6,000/month (4 months)
Internship: ₹30,000/month (3 months)
OJT: ₹35,000/month (5 months)

8. What is the program fee for the IDFC FIRST Bank Emerging Bankers Program?

A: The program fee is ₹2,37,288 + GST, covering tuition, boarding, lodging, learning resources, and tablet.

9. Is the fee refundable in the IDFC FIRST Bank Emerging Bankers Program?

A: Yes, 100% fee refund is provided:
50% after 1st year of service
50% after 2nd year of service

10. What is the eligibility criteria for the IDFC FIRST Bank Emerging Bankers Program?

A: You need:
Graduation in any stream (full-time only)
Age: 28 years and below
Good communication skills

11. What is the job role after completing the IDFC FIRST Bank Emerging Bankers Program?

A: You will join as Associate Relationship Manager / Relationship Banker First Select (D1 Grade).


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