A 12-Month Hire-and-Train Programme with Manipal Academy of BFSI Leading to a Deputy Manager Role at HDFC Bank
The HDFC Bank Future Bankers 2.0 is a flagship hire-and-train programme by HDFC Bank, India’s largest private sector bank, in partnership with Manipal Academy of BFSI (a UNext Learning entity). The programme is designed for graduates who want a structured entry into retail banking without hunting for a first job.
The model is straightforward: clear the selection process, receive a provisional offer letter from HDFC Bank, complete 12 months of training and probation, and join as Deputy Manager (L2) – Personal Banker with a CTC of ₹5.59 LPA .
What is the HDFC Future Bankers 2.0 Programme?
- Bank Partner: HDFC Bank, India’s largest private sector bank
- Training Partner: Manipal Academy of BFSI, Bengaluru
- Job Role: Deputy Manager (L2) – Personal Banker (Sales)
- CTC After Completion: ₹5,59,000 per annum (inclusive of incentives and benefits)
- Certification: Post Graduate Diploma in Sales & Relationship Banking from Manipal Academy of Higher Education (MAHE)
- Programme Duration: 12 months (4 months campus + 2 months internship + 6 months probation)
- Training Location: Manipal Academy of BFSI Campus, Bengaluru (Residential)
- Job Location: PAN India (HDFC Bank branches)
HDFC Future Bankers 2.0 Fees
Total Programme Fee
What the Fee Includes
- 4 months of on-campus residential training at Manipal Bangalore campus
- Boarding charges (food and accommodation) for the first 4 months
- Study materials and Android tablet
- Certification from MAHE
Payment Options
- Self-Fund: Payment in two instalments during the programme
- Education Loan: Available at 11.75% interest through HDFC Bank
Fee Reimbursement
After 2 to 3 years of continuous service with good performance, HDFC Bank may reimburse the programme fee. Specific terms apply based on performance and bank policies .
HDFC Future Bankers 2.0 Eligibility
Who Can Apply
- Education: Full-time graduation in any discipline from a recognised university
- Minimum Marks: 50% and above in graduation
- Age: 21 to 28 years
- CIBIL Score: 720 or above, or no existing CIBIL score (reflected as 0 or -1)
- Experience: Freshers and candidates with up to 3 years of work experience are eligible
- Other: No blood relative working in HDFC Bank or any of its subsidiaries
You Are Not Eligible If
- You are below 21 or above 28 years of age
- Your CIBIL score is below 720 and you have an existing score
- You do not have a full-time graduation degree
- You have active backlogs
- You cannot commit to the 12-month full-time programme
HDFC Future Bankers 2.0 Programme Structure
Phase 1: Residential Training (4 Months)
- Location: Manipal Academy of BFSI Campus, Bengaluru
- Stipend: ₹5,000 per month
- Activities: Classroom learning, Finacle training, model branch simulations, case studies
Phase 2: Internship (2 Months)
- Location: HDFC Bank Branches
- Stipend: ₹10,000 per month
- Activities: Shadowing, customer interactions, practical exposure
Phase 3: Probation / On-the-Job Training (6 Months)
- Location: HDFC Bank Branches
- Stipend: ₹33,000 per month
- Activities: Independent work, sales targets, real banking operations
Final Placement (After 12 Months)
- Location: PAN India
- CTC: ₹5.59 LPA
- Role: Deputy Manager – Personal Banker
Earnings During the Programme
- Residential Training (4 months): ₹5,000/month → ₹20,000
- Internship (2 months): ₹10,000/month → ₹20,000
- Probation (6 months): ₹33,000/month → approximately ₹2.79 LPA
- Total Earnings Over 12 Months: approximately ₹3.19 Lakhs
You start earning 100% of your CTC from Day 1 of Month 7.
Job Role: Deputy Manager – Personal Banker (Sales)
The Personal Banker role is customer-facing and target-carrying. Key responsibilities include:
- Portfolio management by acquiring new customers
- Enhancing relationships by cross-selling products and services
- Acquiring family accounts and deepening banking relationships
- Retaining customers
- Being the dedicated point of contact for customers
- Ensuring top-class customer service
- Following operational guidelines of the Bank
Career Growth Path at HDFC Bank
- Year 1: Deputy Manager – Personal Banker → ₹5.59 LPA
- Year 2: Senior Manager → ₹7-8 LPA
- Year 3: Branch Manager → ₹9-12 LPA
- Year 5+: Cluster Head → ₹15-20 LPA+
Selection Process
- Step 1: Online application with ₹250 application fee
- Step 2: Online assessment covering aptitude, English, and logical reasoning
- Step 3: Personal interview with HDFC Bank / Manipal panel
- Step 4: Provisional offer letter from HDFC Bank
- Step 5: Programme enrolment and fee payment
- Step 6: 12-month training at Manipal Campus, Bengaluru
- Step 7: Join HDFC Bank as Deputy Manager
Apply Now:
Frequently Asked Questions
Q: What is the HDFC Future Bankers 2.0 Programme?
A: HDFC Future Bankers 2.0 is a 12-month hire-and-train programme by HDFC Bank in partnership with Manipal Academy of BFSI. It includes 4 months of residential training, 2 months of internship, and 6 months of probation, leading to a confirmed role as Deputy Manager (L2) – Personal Banker.
Q: What is the fee for the HDFC Future Bankers 2.0 Programme?
A: The HDFC Future Bankers 2.0 Programme fee is ₹2,54,228 plus 18% GST of ₹45,761. The total payable amount is approximately ₹3,00,000, which includes boarding charges for the first 4 months of residential training at Manipal Bangalore campus.
Q: What is the salary after completing the HDFC Future Bankers 2.0 Programme?
A: The HDFC Future Bankers 2.0 Programme offers a CTC of ₹5,59,000 per annum, inclusive of incentives and benefits, for the Deputy Manager (L2) – Personal Banker role.
Q: What is the eligibility for the HDFC Future Bankers 2.0 Programme?
A: You need full-time graduation in any discipline with 50% and above marks, age between 21 and 28 years, and a CIBIL score of 720 or above (or no existing CIBIL score). Freshers and candidates with up to 3 years of experience are eligible.
Q: Is the HDFC Future Bankers 2.0 Programme job-assured?
A: Yes. Candidates receive a provisional offer letter from HDFC Bank before training begins. Upon successful completion of all programme phases, you join as Deputy Manager – Personal Banker.
Q: What certification will I receive from the HDFC Future Bankers 2.0 Programme?
A: You will receive a Post Graduate Diploma in Sales & Relationship Banking from Manipal Academy of Higher Education (MAHE), an Institution of Eminence, upon successful completion of the programme.
Q: What is the duration of the HDFC Future Bankers 2.0 Programme?
A: The HDFC Future Bankers 2.0 Programme duration is 12 months, including 4 months of residential training, 2 months of internship, and 6 months of probation.
Q: What is the stipend during the HDFC Future Bankers 2.0 Programme?
A: You receive ₹5,000 per month during the 4-month residential training, ₹10,000 per month during the 2-month internship, and ₹33,000 per month during the 6-month probation period.
Q: Is education loan available for the HDFC Future Bankers 2.0 Programme?
A: Yes. Education loan is available at 11.75% interest through HDFC Bank. Self-funding in two instalments during the programme is also an option.
Q: Can freshers apply for the HDFC Future Bankers 2.0 Programme?
A: Yes. Fresh graduates are eligible to apply, provided they meet the age, education, and CIBIL requirements. No prior work experience is required.
Q: Where is the training conducted for the HDFC Future Bankers 2.0 Programme?
A: The 4-month residential training is conducted at the Manipal Academy of BFSI campus in Bengaluru. The internship and probation are conducted at HDFC Bank branches across India.
Q: What is the job role after completing the HDFC Future Bankers 2.0 Programme?
A: You join as Deputy Manager (L2) – Personal Banker at HDFC Bank. The role involves customer acquisition, cross-selling, portfolio management, retention, and ensuring top-class customer service.
Q: Where will I be posted after completing the HDFC Future Bankers 2.0 Programme?
A: Posting is PAN India across HDFC Bank branches. Job locations are assigned based on vacancies and bank discretion.
Q: Is the HDFC Future Bankers 2.0 Programme residential?
A: Yes. The 4-month campus training at Manipal Bangalore is fully residential, with boarding and lodging included in the programme fee.
Q: What is the selection process for the HDFC Future Bankers 2.0 Programme?
A: The selection process includes online application with ₹250 fee, online assessment covering aptitude and reasoning, personal interview with HDFC Bank panel, and issuance of a provisional offer letter.
Q: What is the career growth after the HDFC Future Bankers 2.0 Programme?
A: You progress from Deputy Manager – Personal Banker at ₹5.59 LPA in Year 1, to Senior Manager at ₹7-8 LPA in Year 2, to Branch Manager at ₹9-12 LPA in Year 3, and to Cluster Head at ₹15-20 LPA+ by Year 5.
Q: How do I apply for the HDFC Future Bankers 2.0 Programme through GingerJobs?
A: Visit GingerJobs.in, browse the HDFC Future Bankers 2.0 Programme, complete the application form, pay the ₹250 application fee, clear the online assessment and interview, receive your provisional offer letter, and begin training at Manipal Campus, Bengaluru.
Q: Does GingerJobs charge for placement assistance?
A: No. GingerJobs never charges candidates for placement assistance. Our promise is zero fees for job placement.
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