Your Path to a Deputy Manager Role at India’s Largest Private Bank
The HDFC Future Bankers 2.0 Program is a flagship initiative by HDFC Bank in partnership with the Manipal Academy of BFSI . Designed for graduates who want to build a career in retail banking, this 12-month professional diploma combines classroom training with paid internship and on-the-job training, leading to an assured role as Deputy Manager – Personal Banker at HDFC Bank .
✅ ₹5.59 LPA CTC | ✅ PG Diploma from Manipal MAHE | ✅ 100% Job Assurance | ✅ Freshers Eligible
What is the HDFC Manipal Program?
The HDFC Manipal program refers to the partnership between HDFC Bank and Manipal Academy of BFSI (formerly Manipal Global Academy of BFSI). This collaboration was established to create a pipeline of trained banking professionals for HDFC Bank’s retail branch banking vertical .
Key Facts:
- Program Name: HDFC Bank Future Bankers 2.0
- Bank Partner: HDFC Bank – India’s largest private sector bank
- Training Partner: Manipal Academy of BFSI, Bengaluru
- Certification: Post Graduate Diploma in Sales & Relationship Banking from Manipal Academy of Higher Education (MAHE)
- Duration: 12 Months
- Training Location: Manipal Academy of BFSI Campus, Bengaluru (Residential)
HDFC Future Bankers Program Fees – Complete Breakdown
Program Fee
- Programme Fee: ₹2,54,000
- GST @ 18%: ₹45,720
- Total Payable: ₹2,99,720
What the Fee Includes
- Training and tuition for the 12-month program
- Boarding and lodging for the 4-month residential training at Manipal Campus, Bengaluru
- Study materials and learning resources
- Certification from Manipal Academy of BFSI
Payment Options
- Self-Fund: Payment in two installments during the program
- Education Loan: Available through HDFC Bank at 11.75% interest
- Application Fee: ₹250 (non-refundable)
Fee Reimbursement
- Reimbursement: The program fee may be reimbursed after 2-3 years of continuous service with good performance. Specific terms apply based on performance and bank policies .
HDFC Future Bankers 2.0 – Program Structure
The program follows a 4+2+6 month structure :
Phase 1: Residential Training (4 Months)
- Location: Manipal Academy of BFSI Campus, Bengaluru
- Stipend: ₹5,000 per month
- Activities: Classroom learning, model branch simulations, Finacle training, case studies
Phase 2: Internship (2 Months)
- Location: HDFC Bank Branches
- Stipend: ₹10,000 per month
- Activities: Practical banking exposure, customer interactions, shadowing
Phase 3: On-the-Job Training (6 Months)
- Location: HDFC Bank Branches
- Stipend: ₹33,000 per month (80% of salary during OJT)
- Activities: Real-world banking operations, sales targets, independent work
Final Placement
- Role: Deputy Manager – Personal Banker (Sales)
- CTC: ₹5,59,000 per annum (including incentives and benefits)
HDFC Future Bankers 2.0 – Eligibility Criteria
Who Can Apply
- Education: Full-time graduation degree in any discipline from a recognized University
- Age Limit: 21 to 27 years
- Minimum Marks: 50% aggregate in graduation
- CIBIL Score: 720 or above (or no CIBIL Score, reflected as 0 or -1)
You Are NOT Eligible If:
- Your CIBIL score is below 720 (and you have an existing score)
- You are below 21 or above 27 years
- You do not have a full-time graduation degree
HDFC Bank Program for Freshers – Selection Process
Step 1: Online Application
Register through the official HDFC Future Bankers portal and pay the ₹250 application fee .
Step 2: Online Assessment
Aptitude test covering quantitative, logical, and verbal skills.
Step 3: Personal Interview
Interview with HDFC Bank panel to assess aptitude and career goals.
Step 4: Provisional Offer Letter
Conditional job offer issued by HDFC Bank.
Step 5: Program Enrollment
Complete admission formalities and pay the program fee.
Step 6: Training & Internship
12-month program at Manipal Campus, Bengaluru + HDFC Bank branches.
Step 7: Join HDFC Bank
Full-time employment as Deputy Manager – Personal Banker.
HDFC Future Bankers 2.0 – Career Outcome
Job Role: Deputy Manager – Personal Banker (Sales)
Key Responsibilities:
- Portfolio management by acquisition of new customers
- Enhancement of relationship by cross-selling products and services
- Acquiring family accounts and deepening banking relationships
- Retention of customers
- Being the dedicated point of contact for customers
- Ensuring top-class customer service
Career Growth Path at HDFC Bank
- Year 1-2: Deputy Manager – Personal Banker → ₹5.59 LPA
- Year 3-5: Manager – Branch Banking → ₹7-10 LPA
- Year 5-8: Senior Manager / Branch Manager → ₹10-15 LPA
- Year 8+: Regional Head / Cluster Head → ₹18-25 LPA+
Why Choose HDFC Future Bankers 2.0?
- 🏦 India’s Largest Private Bank – Start your career with HDFC Bank
- 💰 Excellent Package – ₹5.59 LPA CTC with performance incentives
- 🎓 Manipal PG Diploma – Recognized certification from MAHE
- 💵 Earn While Learning – Stipends during all three phases
- 🏠 Residential Training – Boarding and lodging included in fee
- 📈 Clear Career Path – Structured growth to leadership roles
- ✅ 100% Job Assurance – Confirmed placement upon successful completion
- 👥 1800+ Graduates Hired – Proven track record of onboarding future bankers
Apply Now
Frequently Asked Questions (FAQ)
Q: What is the HDFC Future Bankers 2.0 program?
A: HDFC Future Bankers 2.0 is a 12-month job-assured professional diploma by HDFC Bank and Manipal Academy of BFSI. It combines 4 months of residential training at Bengaluru, 2 months of internship, and 6 months of on-the-job training, leading to an assured role as Deputy Manager – Personal Banker at HDFC Bank .
Q: What is the HDFC Future Bankers program fee?
A: The program fee is Total Payable: ₹2,99,720 including boarding charges for the first 4 months. The fee covers training, tuition, boarding, lodging, and certification .
Q: Is the HDFC Future Bankers program fee refundable?
A: The program fee may be reimbursed after 2-3 years of continuous service with good performance. Specific terms apply based on performance and bank policies .
Q: What is the eligibility for HDFC Future Bankers 2.0?
A: Full-time graduation degree in any discipline, age 21-27 years, minimum 50% aggregate marks, and CIBIL score of 720+ (or no score) .
Q: How much stipend will I get during the HDFC Future Bankers program?
A: You receive ₹5,000/month during campus training, ₹10,000/month during internship, and ₹33,000/month during on-the-job training .
Q: What is the CTC after completing HDFC Future Bankers 2.0?
A: The CTC is ₹5,59,000 per annum (including incentives and benefits), with the role of Deputy Manager – Personal Banker .
Q: What is the difference between HDFC Future Bankers and HDFC Future Bankers 2.0?
A: Future Bankers was the original program launched in 2019. Future Bankers 2.0 is the enhanced version launched in 2023 with a higher package (₹5.59 LPA) and improved structure .
Q: Is the HDFC Manipal program a direct job?
A: No, it is a paid training program. You pay a course fee of approximately ₹2.37-2.54 lakh + GST to Manipal Academy of BFSI before the assured HDFC Bank role begins. It is a funded training route that ends in an assured job .
Q: Where is the training conducted for HDFC Future Bankers 2.0?
A: The 4-month residential training is conducted at Manipal Academy of BFSI campus in Bengaluru. The internship and OJT are conducted at HDFC Bank branches across India .
Q: Can freshers apply for the HDFC Bank program for freshers?
A: Yes, the program is specifically designed for fresh graduates. No prior banking experience is required. Age limit is 21-27 years .
Q: What certification will I receive after HDFC Future Bankers 2.0?
A: You will receive a Post Graduate Diploma in Sales & Relationship Banking from Manipal Academy of Higher Education (MAHE) .
Q: How many graduates have been hired through HDFC Future Bankers?
A: HDFC Bank has successfully onboarded 1800+ Future Bankers through this program .
Q: What is the selection process for HDFC Future Bankers 2.0?
A: The selection process includes online application (₹250 fee), online assessment, personal interview, and issuance of a provisional offer letter .
Q: Is education loan available for HDFC Future Bankers program?
A: Yes, education loan facility is available through HDFC Bank at 11.75% interest. Self-funding in two installments is also available .
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